We customize plans that are the best fit and value for you and your employees
Our approach is to look at each client based on their size and industry and examine their benefits program relative to their peers. We then make recommendations on how to improve the benefit offering bearing in mind budgets, plan design options and administrative burdens. Our carrier recommendations and product selections are based on our understanding of your objectives, our experience in the market and thorough due diligence.
EPO, PPO, POS and HMO plans are ideal for individuals and families who are interested in well-designed benefits with little out-of-pocket costs. They offer in-network as well in- and out-of-network options to suit your employee base.
These plans offer lower premiums in return for higher deductibles. With such plans, you can offer a health savings account (HSA) as well as additional contribution options to offset the costs of the deductible to your employees.
Health reimbursement arrangements (HRAs) and health savings accounts (HSAs) provide cost sharing, tax incentives and savings for your company and employees. Plans offer a range of cost-saving incentives.
This plan allows an employee to pay for certain expenses with completely untaxed dollars. The four qualifying expense categories that can reduce taxable income are: group insurance premiums, private insurance premiums, dependent day care and out-of-pocket medical costs.
Each plan offers many ancillary voluntary or non-voluntary benefits including; dental and vision insurance, group life insurance, disability and voluntary benefits.
Health insurance plays a crucial role in promoting employee wellness and productivity. When employees have access to comprehensive health coverage, they are more likely to
Managing employee health benefits can be a complex and time-consuming task, especially for small businesses with limited resources. The Massachusetts Health Connector offers a streamlined
One of the most compelling reasons for businesses to adopt Individual Coverage Health Reimbursement Arrangements (ICHRA) is the significant tax advantages they offer. ICHRA contributions