Universal Benefit Plans helps employers evaluate traditional group insurance, the Massachusetts Health Connector, ICHRA, level-funded and self-funded plans. We explain the costs, coverage and tradeoffs, so you can choose an approach that fits your budget and your employees.
We start with a free consultation to understand your business needs and goals.
We design a tailored benefits package, utilizing ICHRA and Mass Health Connector plans.
Our team handles the implementation process, ensuring a smooth transition for you and your employees.
We provide continuous support to manage and optimize your health benefits program.
Our Comprehensive Services
ICHRA
Cut Costs, Gain Flexibility: ICHRA Plans Empowers Employers with a defined contribution plan. ICHRA is the employer’s new best friend”. Save on premiums by leveraging the individual market.
Mass Health Connector
“Employee Health Insurance at lower costs” ICHRA is the employer’s new best friend”. Employers save 15-25% on premiums by leveraging the individual market.
Self-Funded Health Plans
Explore greater control over how your employee health benefits are financed and managed. We help you assess potential savings, claims exposure, administrative services and stop-loss protection.
Level-Funded Health Plans
Explore a structured monthly payment that combines claims funding, administration and stop-loss protection with the possibility of sharing unused claims funds. We help you evaluate costs, coverage and contract terms.
Employee Benefits
ICHRA is the employer’s new best friend - a group health plan based on a defined contribution that gives employees choice and employers flexibility.
Employers build a health benefit package around a set dollar amount and save 15-25% on premiums by leveraging the individual market.
Employees can choose from a range of health insurance plans that best suit their needs.
Fixed contributions give employers predictability and control over health benefits costs.
ICHRA contributions are tax-deductible for employers and tax-free for employees.
Why Choose Us?"
We specialize in Individual Coverage Health Reimbursement Arrangements (ICHRA), offering personalized health plans that cater to the diverse needs of your employees.
We provide access to a variety of health insurance plans through the Massachusetts Health Connector, ensuring affordable and comprehensive coverage.
Based in Boston, we understand the unique needs of Massachusetts businesses and are committed to delivering exceptional service.
Employers save 15-25% on premiums by leveraging the individual market.
HEALTH INSURANCE REBATE
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